Automotive Finance Center
Auto Financing Franklin IN
Welcome to Our Finance Center
Buying a car is an exciting process. While many drivers choose to purchase their car outright, others are more interested in leasing.
Drivers from Greenwood, Franklin, and New Whiteland who are looking for somewhere to buy their next Jeep Grand Cherokee or Dodge Durango can turn to our Fletcher Chrysler Dodge Jeep Ram (CDJR) Finance Center for assistance!
How Fletcher Chrysler Dodge Jeep Ram Can Help
Our dealership has been in business since 1984, serving generations of local Indiana residents. We always strive to provide the best customer service; since we’re a family-owned and -operated business, we like to treat our customers like family, too.
Whether you need help with new car finance or used car finance, we’re here for you—we offer a variety of loans and lease deals designed to fit all kinds of budgets. Our finance team has experience working with drivers from various financial backgrounds, so they know how to get great rates for everyone.
On top of this assistance, our finance team members have longstanding relationships with local lenders and institutions, ensuring they can get you the best-possible loan or lease. If at a later time you need to refinance your car loan or restructure your contract, we can help you with that as well.
To start, go online and fill out our credit application. Once you’re preapproved, simply come to our dealership to discuss your financing options!
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Our Online Finance Tools
Explore the different financial tools we have on our website. Use our online payment calculator to figure out what your monthly payment would be based on the interest rate. Then, you can determine the loan or lease that best fits your budget.
To create the estimate, the calculator takes into account:
- The vehicle price
- Interest rate or loan term
- Down payment
- Trade-ins
If your current car is in good working order, it makes sense to trade it in to lower the cost of your new car. Try our Value Your Trade tool to get an estimate on your car’s trade-in value. In an effort to get you the best deals possible, we strive to give you top dollar amount for your car. Trade-ins are a great way to lessen the cost of your down payment, while also getting rid of your unwanted vehicles.
For those who are interested, we offer a Value Your Trade tool directly on our website. We base this estimate based on the vehicle’s make, model, year, and mileage. We also take the current automotive market into consideration. Before you know it, you can now factor in this estimate into the rest of your financial plan.
Our Specials
Check out our new specials online, where we often have discounted prices on new and used cars. We also provide manufacturer rebates on select vehicles. Plus, if you’re a business owner or a member of the military, you may qualify for discounts on your automobile purchases.
We want every one of our customers to feel confident after every purchase. We’re constantly updating and adding more specials monthly, so be sure to check back on our website to see some of our new additions.
Lease vs Loan
Whether you ask for a loan or lease for your car depends on your own preferences and needs. If you want to have the newest model with the latest technology, a car lease is a popular option.
You also end up saving money over time with a lease, since you’re paying the car’s depreciation value rather than its retail price. Just be aware of the cap on mileage and other restrictions from your contract to avoid paying penalties.
When leasing, drivers must sign an agreement between the dealership with terms and conditions of how the car will be used and its condition upon its return. Most of these agreements last about three years, and once your lease term is over, you return the vehicle in its ideal condition, and walk away with no strings attached!
If you need to drive long distances every year and want to personalize your car, consider getting a car loan. You can also keep your car once you pay off the loan, which is a plus for some. Additionally, buying a car means that you’re paying off the total value of the car over time.
This is done through monthly car loan payments and results in full ownership. Once you’re done paying for the vehicle, it’s yours to enjoy fully! The monthly payments may be higher than with lease deals, but our finance center team will find the loan that fits best with your budget.
Check out buying vs. leasing to see which one works best for you!
How To Get Pre-Approved
Some drivers like to be well prepared before meeting with us, which is why we offer the pre-approval process through our website. Our skilled and experienced financers have simplified the steps so you can go through financing within just a few clicks:
- Fill in your contact info
- Choose your payment plan (Buying or leasing)
- Factor in any trade-in deals
- Review an overview of your payment plan
When filling out the online finance application, rest assured this form is safe, secure, and can be done in a few minutes. We do this so we can accurately draw up your personalized payment plan, provide financial insight, and have financial information ready when you sit down with us.
We suggest shoppers from all credit backgrounds get approved. Our experienced financers have worked with drivers with varying credit and are always available to assist you in receiving the best financing plan possible.
Visit Our Finance Center
If you want help with either new car finance or used car finance on a Chrysler 300 or Ram 1500, come by our finance center today. Drivers from the Greenwood, Franklin, and New Whiteland areas can always find the right finance plan for their budget at our dealership.
See the team at the Fletcher CDJR Finance Center for all your car-buying needs!
